Home Mortgage Opportunities With Iowa State Bank

One of the largest investments you make in your life is your home. That's why the mortgage professionals at Iowa State Bank have created a better way to finance your new home. 

We pride ourselves in working with you to reduce anxiety in applying for a home loan. You deal with one primary contact throughout the process, not an ever changing sea of faces, so you always know whom to call. We stay in touch and make ourselves available for you and your questions. 

Pre-Qualification Pays

By speaking with an Iowa State Bank Mortgage Professional before you begin looking for your home, you may be surprised to discover how much home you can afford.

With pre-qualification behind you, you'll be able to realistically target a home in your price range. Getting pre-qualified shows you're a serious buyer and will give you the advantage of competitive bidding. 

Types of Mortgage Loans

Whether you're buying a home, building a new home or refinancing your existing one, Iowa State Bank wants to be your first choice for financing options. We offer competitive rates, personal service, local decision-making and a variety of mortgage products and rate options:

  • Fixed-rate mortgages (purchase and refinance)
  • First-time home-buyer mortgage loan programs
  • Balloon mortgages
  • Construction loans
  • Bridge loan financing
  • Government programs guaranteed by the Federal Housing Administration (FHA) and Veterans Administration (VA)
  • Community Reinvestment Home Loan Program (CRHLP)

Because we are a longstanding, local bank, we look at lending as a way to support both our customers and our Des Moines metro economy. Therefore, we do everything possible to make borrowing easy, not adversarial. This means Iowa State Bank offers more understanding, more options and a personal approach to your lending needs. Whether it's a mortgage or any other type of loan product, Iowa State Bank is here to help you realize your dreams.

Contact us to start your home ownership journey today!


Darlene Ackley-Raymond

VP Residential Mortgage Officer, Capital Branch
Call Darlene at 515-246-6321
NMLS# 2421055

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