Home Equity Opportunities With Iowa State Bank

Life can be unpredictable and the equity in your home could be the perfect solution to pay for the unexpected. We provide two options for people within the Des Moines, Iowa area to help you when you need it most - a home equity loan or line of credit.

Both can be used for many kinds of expenses:

  • Auto
  • Home improvement
  • Paying off or consolidating debt
  • Funding an education
  • And more! 

Home Equity Loan

A home equity loan is used for a specific, immediate expense. You borrow a determined amount of money and have a fixed payment over a set term.

  • Competitive rates
  • Flexible terms for affordable payments
  • Quick and easy local processing
  • Subject to credit approval 

Home Equity Line of Credit

A home equity line of credit is an ongoing source of credit to be used when and where you need it. You only pay interest on the amount you’ve advanced. The payment amount will vary depending on the outstanding balance and the home equity line of credit plan.

  • Competitive rates
  • Pay interest only on what you use
  • Flexibility to use as needed
  • Subject to credit approval

What You Should Know About Home Equity Lines of Credit (HELOC)

HELOC—Line Agreement & Disclosure

Whatever you’re facing, we’re here to help! Learn more about what we offer and contact our team to get started today.

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