Consumer Loans with Iowa State Bank

As a local bank in Des Moines, Iowa, we make it easy to get started. All decisions are made locally and quickly. It’s our goal to make the lending process convenient and smooth for you. From auto and RV, to covering expenses during financial hardships, we’ve got you covered.

  • Competitive rates
  • Short or long terms
  • Fixed or variable rates
  • Knowledgeable service from experienced lenders
  • Subject to credit approval

Learn more about Iowa State Bank's consumer loan options below. Reach out to an ISB lender at any time. We’re always happy to help!

Loan Application


Auto – It’s time for a new set of wheels, we can help!

Get started today with a fixed-rate loan, up to 7 years.

Boat or RV – Adventure is calling, we can get you there.

Explore the open road or water with a fixed-rate loan and flexible payment options.

Unsecured Loans – Whatever life brings, we’re here with you.

Whether you’re facing unexpected expenses or need to make a big purchase, we offer loans starting at $1,000 and terms of up to 3 years.

Personal Lines of Credit - The right choice to borrow money when you need it.

With lines starting at $1,000, you can borrow based on what works best for you.

Want to calculate the cost? Check out our loan calculator for a better idea of what each payment could total.

Home Equity

Are you interested in making some home improvements? You can use a home equity loan to borrow against your equity. You can use these funds to update part of your home, pay off debt or cover other large expenses. 

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