CDs & IRAs

Planning for your future is important. At Iowa State Bank we offer many products and services to help you prepare for every stage of life. Let us help you do more with your money.


Our Certificate of Deposit savings solution offers competitive interest rates with flexible term options to protect your investment. CDs are FDIC insured and will give you a guaranteed return without risking your savings.

  • $1,000 minimum opening deposit
  • Available terms from 3 months to 5 years
  • Interest is compounded annually or at maturity
  • Interest can be deposited into an account monthly or quarterly
  • Early withdrawal will result in a penalty


Individual Retirement Accounts provide a way for you to make a tax-deferred or tax-free* investment for your retirement. If you are interested in saving for your long-term future, we have two IRA products that can help. Stop in to any ISB branch to learn more and determine which product is best for you!