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Zelle®

Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do.1 That means it’s super easy to pitch in or get paid back for all sorts of things like coffee for your coworkers or dinner with friends.

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Business Checking Accounts

Your business is demanding, your banking should be straight-forward. Choose from three Iowa State Bank checking account solutions that work as hard as you do. Our goal is to understand your business and help you prepare for the future, no matter what that may bring. Each business checking account is customized with different features, and we'll help you find the right one for you!

Small Business Checking

Great for a small or start-up business that doesn't anticipate a large number of transactions each month. Start-up account, perfect if you don't anticipate a large number of monthly transactions.

Minimum Balance Required
None

Service Charge
$5 monthly

Account Activity Fees
Up to 150 transactions included with service charge per statement cycle, then $0.25 each over 150
Transactions include total combination of checks paid, deposits, items deposited and electronic debits and credits

Cancelled Checks
Check imaging available $3/ month

Interest
None

Business Checking

Ideal for a growing business. Earnings credit can be used to offset service charge and account activity fees.

Minimum Balance Required
None 

Service Charge
$12 monthly

Account Activity Fees
$0.20 per posted debit
$0.20 per posted credit
$0.10 per deposited item

Cancelled Checks
Check imaging available $3/month

Interest
None 

Business Checking Plus

For companies with large transaction volume, earnings credit can be used to offset service fees or earn interest.

Minimum Balance Required
None 

Service Charge
$12 monthly

Account Activity Fees
$0.20 per posted debit
$0.20 per posted credit
$0.10 per deposited item

Cancelled Checks
Check imaging available $3/month

Interest
If there is excess earnings credit, it will be credited to the account as interest. If service charge and account activity fees exceed earnings credit then the difference will be posted as a service charge.  

Open an Iowa State Bank Business Checking Account

Our business accounts provide many benefits to help your organization thrive. We want to deliver smart, secure products and services to help you navigate as you grow.

Online and Mobile Banking

You don't have to be at the office to access your Iowa State Bank business checking accounts. Our online and mobile banking give you access to your banking information at any time, from anywhere. You can securely make deposits, payments and review all your information when you login from our website or mobile app.

Merchant Services*

We offer payment acceptance that fits your business through Professional Solutions Financial Services. Find out more about all the exciting perks and possibilities this program has to offer on our Merchant Services page.

Debit Cards*

Fast and convenient - make purchases that are deducted from your business account in real-time with our debit card. You'll get access to a worldwide network of ATMs where you can withdraw cash, receive your balance or transfer funds. 

24-Hour Night Deposit*

Need to make a deposit but the bank is closed? Not a problem! You can drop off your transaction in any of our Night Drop locations at each branch for the transaction to be processed first thing the next business day. 

Wire Transfers*

Transferring funds from your account to another financial institution doesn't need to be difficult. Our team is ready to work with you to make sure you get your money where it needs to go. We provide international and domestic wire transfers. Contact your Iowa State Bank branch for help today!

Cashier's Checks & Money Orders*

When you need guaranteed funds for purchases, our cashier's checks and money orders are a secure way to complete your transaction. Stop into any of our branches and they can help generate your check at the teller line. 

Stop Payments*

Need to cancel a transaction before it's gone through on your account? Contact us to arrange a stop payment.

Notary Services*

Need to have an official document signed? Each branch has employees available to provide notary services. Please call before stopping by, that way we can make sure to have someone available for you. 

Medallion Signature Guarantee*

Similar to our notary service, a Medallion Signature Guarantee not only verifies the identity of all who sign an official document, it also creates a guarantee against financial loss. Please call before stopping by with this request, to ensure an employee is available to help with this transaction.

*Some fees may apply for these services.

Contact Iowa State Bank, Today!

Want to learn more about our business checking accounts? Contact Iowa State Bank. We have multiple branches in the Des Moines area with bankers ready to help you!