Business Loans Through Iowa State Bank in Des Moines, Iowa

We believe in business banking on a personal level. Our financial professionals know if you're wondering where to get a business loan you're ready to make your business dreams a reality, and we want to be your financial partner and help in making that come true! You will discover that we don't want to dictate when it comes to your business' financial decisions; we listen and analyze the information you give us to access your goals, because the best way to succeed is your way. Only you know what your organization needs, but when you partner with Iowa State Bank in Des Moines, you can rest assured that our advisors will guide you in making financial decisions along the way when you need it. With commercial expertise, personal services, more products and our proactive, pro-business stance, we work with you to help your business grow.

We provide a variety of financing options when you get a business loan through Iowa State bank, so you can find a payment plan that works for your budget.

  • Local decision making, in-house process
  • Personal service from experienced lenders
  • Financing opportunities for a variety of needs
  • Competitive rates
  • Flexible loan structures
  • Subject to credit approval

Get started today! Fill out our application below and make an appointment to meet with a Business Development Lender.

Loan Application

Demographic Addendum

Get a Business Loan That Fits Your Needs

If you’re searching where to get a business loan, look no further than Iowa State Bank! We’re one of the best banks for small business loans because we put our customers first and understand that business banking is still personal. Learn more about our business loan options below to get started today. Reach out to an Iowa State Bank commercial lender at any time if you have questions about your loan or need assistance determining the right business loan for you. We’re here to help!

Want to calculate the cost of your loan? Check out our loan calculator for a better idea of what each payment could total.

Commercial Real Estate

 Whether you're looking to purchase, refinance, expand or improve your existing property, we have a loan solution for you. We'll help you expand your commercial real estate portfolio with a variety of financing options, and we can help you get a business loan when you're ready to make your next move.

Lines of Credit

Get access to your funds quickly and easily. Utilize a line of credit for your business' cash-flow needs and daily expenses including payroll, accounts payable and inventory. You can discuss your limit and borrowing options for a line of credit for your business with an Iowa State Bank representative.

Term Loans

This business loan option is a great solution when your business needs to purchase a fixed asset, such as equipment, vehicles, buildings and more. At Iowa State Bank, we want to work together with you to find the best option to cover equipment and vehicle purchases and leasehold improvements. Find out your options for your business when you reach out to our team.

Small Business Administration (SBA) Loans

 After visiting with an Iowa Small Business Development Center you may be ready to seek a SBA guaranteed loan. As one of the best banks for small business loans, we have access to a variety of programs, including 504, 7a and Express. Once we understand your business' financial needs and goals, we can help match you to the appropriate SBA solution.

Business Online Banking

When you sign up for Iowa State Bank’s Business Online Banking services, you can access your finances 24/7 from anywhere. You’ll never miss a step, and you’ll have the ability to manage and track your financials when it’s convenient for you. This free service makes managing your business efficient and easy – with Business Online Banking you’ll have the ability to deposit checks, view transfers and payments, approve transactions and prevent fraud by controlling large transfers all at your fingertips!