*Take advantage of our free 24-hour automated phone service to obtain up-to-the-minute account information. Call 515-224-8090 or if outside the local area call 1-800-400-5416.
Open a Checking Account at Iowa State Bank
Our personal checking accounts come with many exciting benefits for our customers. You'll have the opportunity to enjoy multiple services, many at no additional cost!
Online and Mobile Banking*
Access your personal checking account any time, from any device, no matter where you are! Securely access all of your account information, initiate transfers between accounts, make deposits and payments and so much more when you login via our website or mobile app.
Debit Card*
Fast and convenient - make purchases that are deducted from your account in real-time with our debit card. You'll get access to a worldwide network of ATMs where you can withdraw cash, receive your balance or transfer funds.
No ATM Fees with Privileged Status®
You can utilize all Iowa State Bank branch ATMs at no cost, but did you know you can also use any ATM across the country that is on the Privileged Status Network - at no cost? For a complete list of ATMs, you can visit Shazam's ATM Locator.
Safe Deposit Box Rental*
We have multiple box sizes available at each Iowa State Bank branch. Contact your local branch for more details on how to rent!
Overdraft Protection*
Set up a transfer from your ISB savings account to cover a potential overdraft on your checking account.
Wire Transfers*
Transferring funds from your account to another financial institution doesn't need to be difficult. Our team is ready to work with you to make sure you get your money where it needs to go. We provide international and domestic wire transfers. Contact your Iowa State Bank branch for help today!
Cash Advances*
We'll help you get extra cash, when you need it. Use your credit card at any Iowa State Bank branch to withdraw money against your credit limit.
Cashier's Checks & Money Orders*
When you need a guaranteed check for purchases, our cashier's checks and money orders are a secure way to complete your transaction. Stop into any of our branches and they can help generate your check at the teller line.
Notary Services*
Need to have an official document signed? Each branch has employees available to provide notary services. Please call before stopping by, that way we can make sure to have someone available for you.
Stop Payments*
Need to cancel a transaction before it is presented on your account? Contact us to arrange a stop payment.
Medallion Signature Guarantee*
Similar to our notary service, a Medallion Signature Guarantee not only verifies the identity of all who sign an official document, it also creates a guarantee against financial loss. Please call before stopping by with this request, to ensure an employee is available to help with this transaction.
24-Hour Night Deposit
Need to make a deposit but the bank is closed? Not a problem! You can drop off your transaction in any of our Night Drop locations at each branch for the transaction to be processed first thing the next business day.
*Some fees may apply for these services.
Contact Iowa State Bank, Today!
Want to learn more about our personal checking account options? Contact Iowa State Bank – we have multiple branches in the Des Moines area with a banker that would be happy to serve you and answer any questions.