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Online Banking

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Zelle®

Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do.1 That means it’s super easy to pitch in or get paid back for all sorts of things like coffee for your coworkers or dinner with friends.

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Personal Banking Services

At Iowa State Bank in Des Moines, Iowa, we believe banking is personal, and our team wants to get to know you and your financial goals so we can provide you with the personal banking services you need. Browse your options and learn more about our services below, or reach out to your local Iowa State Bank in Des Moines, Iowa to ask questions.

Personal Accounts

Personal Checking Account

Learn more about each of our personal checking accounts. We offer a variety of options so you can find the best fit for your unique financial situation.

Savings Account

A personal savings account can offer security when you face unexpected expenses, or it can be a simple way to save for an exciting event in the future. Check out our options!

CDs & IRAs

Certificate of Deposit investments are a great way to increase your savings with little to no risk. Learn more about our CD interest rates.

Individual Retirement Accounts (IRAs) are a savings tool to make tax-deferred investments towards your retirement. Learn about whether a Traditional or Roth IRA makes sense for you.

Loans

Consumer Loans

Iowa State Bank in Des Moines offers competitive rates for long-term and short-term loans, and we have a variety of personal and consumer loans available, including auto, boat, RV, unsecured loans & personal lines of credit.

Mortgage & Home Equity Loans

Our team has experienced consultants who will take the time to explain the mortgage loan process and advise you with your best interests in mind based on your unique situation.

You can leverage your home equity to help pay off other large expenses, and our team can help you determine if a home equity loan or line of credit is the best option.

Student Loans

Our bank has partnered with Iowa Student Loan to offer competitively priced loans that help you prepare for your future. Find out which student loan options would be the best fit.

Our Lending Team

We’re here to help! Reach out to an Iowa State Bank branch manager for more information on our personal loan options.

Card Services

Cards & Card Services

Iowa State Bank wants to make your banking experience simple and secure. We have debit card options that let you choose how you like to pay for purchases.

Credit Cards

Choosing the right credit card just got easier - Iowa State Bank in Des Moines has options that let you choose the ideal credit card whether you’d like to maximize cash back, earn rewards or begin building your credit history.

Gift & Travel Cards

Gift cards are perfect for any occasion or celebration, and the possibilities are endless for the recipient.

If you’re looking to set out on your next adventure, consider getting a travel card before you go. They’re easy to use, and a travel card is not connected to your bank account, offering additional security and peace of mind.

Digital Banking

Online & Mobile Banking

Access your online bank account 24/7 from anywhere! Stay connected and make online payments, transfer funds, deposit checks and more. Download our app for mobile banking services and even more convenience.

Additional Online Services

When you sign up for online bank services through Iowa State Bank in Des Moines, you can enjoy even more perks! Learn more about our online security options, financial management tools and more.

Get Started at Iowa State Bank With Personal Banking Services

No matter what your financial situation is or what stage of life you’re in, we have a solution or banking service to help you reach your financial goals! Get in touch with Iowa State Bank in Des Moines, Iowa to sign up for services that will help you plan for your future.

Home Equity Opportunities

Business Credit Cards