Iowa State Bank Privacy Notice

Below is our Privacy Notice. Please reach out to an ISB banker with any questions.

What Does Iowa State Bank Do with Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

  • The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Iowa State Bank chooses to share; and where you can limit sharing.

 

Reasons we can share your personal information Does Iowa State Bank Share? Can You Limit This Sharing?

For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 Yes No

 For our marketing purposes - to offer our products and services to you

 Yes

No

 
For joint marketing with other financial companies Yes No

For our affiliates' everyday business purposes - information about your transactions and experiences

 Yes No

For our affiliates' everyday business purposes -information about your creditworthiness

 No We Do Not Share
For non affiliates to market to you  No We Do Not Share

 

Questions? Call toll free (888) 824-0111 or local (515) 288-0111 or go to iowastatebanks.com

What We Do

How Does Iowa State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Iowa State Bank collect my personal information?

We collect your personal information, for example, when you:

  • open and account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
  • show us your government ID

We also collect your personal information form others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes information about your creditworthiness
  • affiliates from using your information to market to you r
  • sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Iowa State Bank has no affiliates

Non Affiliates

Companies not related by common ownership or control.

They can be financial and nonfinancial companies

Iowa State Bank does not share with non affiliates so they can market to you

Joint Marketing

A formal agreement between non affiliated financial companies that together market financial products or services to you.

Our joint marketing partners include investments, insurance, and financial services companies