|
INVESTMENT MANAGEMENT
The Iowa State Bank Trust Department manages money for business
and individual customers. We work with each of our customers to
establish a portfolio of investments designed to meet their
individual goals and objectives. We view investment management as
striving to meet goals – your goals not ours. We believe this
approach allows us to provide our customers with high quality,
competitive and consistent results.
Our equity or stock philosophy centers on long-term growth
through quality investments. Our investment style is large company
oriented with each account holding shares of individual
corporations that have been identified as having qualities that
provide opportunities for long-term growth. We do not emphasize
“value” or “growth” but rather look to all industry segments for
those companies which we feel have the potential to provide
superior returns when compared to their peers. We combine these
companies into a portfolio of stocks to meet your specific
objectives.
Fixed income investments provide stability for those accounts
desiring predictable returns and higher income flows than
available through equity investments. Our investment approach
places an emphasis on reduced volatility and consistency of
investment return through the purchase of individual bonds and
notes. Regardless of the type of investment used, it must pass our
internal requirements as we minimize the “credit” risk. A
“laddered” portfolio of bonds and notes with maturities meeting
investment objectives is designed for each account.
|
