| Protecting your privacy is
important to Iowa State Bank and our employees. We want you to
understand what information we collect and how we use it. In order
to provide our customers with a broad range of financial products
and services as effectively and conveniently as possible, we use
technology to manage and maintain customer information. The
following policy serves as a standard for all Iowa State Bank
employees for collection, use, retention, and security of
nonpublic personal information.
What Information We Collect
We may collect “nonpublic personal information” about you from
the following sources:
- Information we receive from you on applications or other
loan and account forms.
- Information about your transactions with us or others.
- Information we receive from third parties such as credit
bureaus.
“Nonpublic personal information” is nonpublic information about
you that we obtain in connection with providing a financial
product or service to you. For example, nonpublic personal
information includes information regarding your account balance,
payment history, and overdraft history.
What Information We Disclose
We are permitted under law to disclose nonpublic personal
information about you to other third parties in certain
circumstances. For example, we may disclose nonpublic personal
information about you to third parties to assist us in servicing
your loan or account with us, to government entities in response
to subpoenas, and to credit bureaus. We do not disclose any
nonpublic personal information about you to anyone, except as
permitted by law.
If you decide to close your account(s) or become an inactive
customer, we will continue to adhere to the privacy policies and
practices described in this notice.
We may disclose all of the information we collect, as described
above to companies that perform marketing services on our behalf
or to the financial institutions with whom we have a joint
marketing agreement.
Our Security Procedures
We also take steps to safeguard customer information. We
restrict access to your personal and account information to those
employees who need to know that information to provide products
and services to you. Employees who violate these standards will be
subject to disciplinary measures. We maintain physical,
electronic, and procedural safeguards that comply with federal
standards to guard your nonpublic personal information. |
