Iowa State Bank  

Personal Additional Services

SHAZAMChek Visa Debit Card

Enjoy universal freedom with a SHAZAMChek Visa Debit Card.
This card offers:

  • A fast, convenient, and safe way to make purchases that are automatically deducted from your checking account
  • Access to a worldwide network of Automatic Teller Machines (ATMs) where you can withdraw cash, inquire about a balance, transfer funds or make deposits.  Deposits can be made at an ATM within the State of Iowa.
  • Surcharge-free cash withdrawals through the Privileged Status network
  • A convenient listing of purchases on your monthly bank statement
  • More protection against fraud than using a check
  • Use your card at any location that accepts Visa Debit Cards

Enjoy your SHAZAMChek Visa Debit Card for a low, $10.00 annual fee. This fee is waived for Premier account holders. Iowa State Bank's SHAZAMChek Visa Debit Card is subject to qualification.

Check Imaging

With Check Imaging you receive your monthly bank statement along with reproduced digital images of your original checks, deposit and withdrawal slips.  Both are printed on 8 ½ x 11 sheets of paper pre-punched for easy storage in a three-ring binder. Check Imaging is available for $2.00/month.  We’ll provide you with a free 3-ring binder to store your statements.

Safe Deposit Box

Safe Deposit Box
Sizes and Rental Payments

Sizes Annual Rental Payments
2" x 4" x 22" $9.00 / year
3" x 4" x 22" $14.00 / year
4" x 4.5" x 22" $20.00 / year
3" x 10" x 22" $35.00 / year
4" x 10" x 22" $40.00 / year
5" x 10" x 22" $50.00 / year
8" x 10" x 22" $60.00 / year
10" x 10" x 22" $75.00 / year
10" x 21" x 22" $150.00 / year
16" x 21" x 22" $200.00 / year
All sizes may not be available at all bank office locations
Limited to Iowa State Bank customers only
FDIC does not insure safe deposit box contents

 

Our safe deposit boxes offer protection for your hard to replace valuables and documents.  You can access your box anytime during lobby hours.  You're issued and responsible for two keys.  Complete privacy is available to you and only authorized signers are allowed access.  All signatures are verified each time before access is allowed into the box. 
 
To make payment more convenient, you can have your annual payment automatically deducted from your account.
 

Items that should be protected:

  • Abstracts & Vehicle Titles
  • Adoption Papers and Citizenship Papers
  • Certificates of Deposits
  • Insurance Policies
  • Inventory or photos of furniture and other possessions
  • Leases, Mortgages, and Deeds
  • Marriage Certificates, Birth Certificates, and Military Records
  • Passports and Tax Records
  • Social Security Numbers
  • Stocks, Bonds, and other Securities
  • Wills
  • Treasured documents, coins, jewelry, and pictures

Phone Home
  224-8090
     or outside the local area call:
              1-800-400-5416
 
Obtain real-time access to your account information from any touch-tone phone 24-hours a day.  Access account balances, transaction history, transfer funds between accounts, make loan payments or receive a statement by fax. 
 
The simple, step-by-step instructions literally walk you through your transactions

Overdraft Protection

To protect you from the expense of overdrafts, this service will automatically transfer funds in $100.00 increments from your savings account to your checking account to keep your balance above zero.  Iowa State Bank will notify you if a transfer has been made. If there are not sufficient funds available in the account to cover the overdraft, we will transfer the remaining balance. It is possible for you to have Overdraft Protection and still incur an Overdraft fee if sufficient funds are not available to transfer. A $2.00 service charge will be charged to the checking account only if a transfer is made.

Service Saver

To avoid a service charge or loss of interest on a minimum balance account, Service Saver will make an automatic transfer in $100.00 increments from your savings account to your checking account to maintain the required minimum balance.  Iowa State Bank will notify you if a transfer has been made. If there are not sufficient funds available in the account to cover the transfer, we will transfer the remaining balance. It is possible for you to have Service Saver and still incur an service charge if sufficient funds are not available to transfer.   A $2.00 service charge will be charged to the checking account only if a transfer is made.

Automatic Transfers

Iowa State Bank can make automatic transfers from one account to another. You determine the amount and how often you would like the transfer made. Transfers will be made only if sufficient funds are available.  There is no charge to add this feature to your account(s). 

Night Deposit

Convenient 24-hour night deposit is available at all locations.  If you can't make it to the bank during business hours, you can have confidence knowing your deposit will be made first thing the following business day.

Credit Card

We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs. You can even put your favorite photo on your credit card! It's easy to do and a fun way to show your personality whenever you shop.

Issued through First Bankcard, a division of First National Bank of Omaha.  Subject to qualification.

Check & Reserve Line of Credit

Prevent overdrafts and have immediate access to extra cash by establishing a personal line of credit attached to your Iowa State Bank checking account. Iowa State Bank's Check & Reserve Line of Credit is subject to qualification.

Other Services

We also offer:

  • Check Orders
  • Redemption of Savings Bonds
  • Cash Advances
  • Cashier's Checks
  • Money Orders
  • FAX Service
  • Wire Transfers
  • Telephone Transfers
  • Stop Payments
  • Notary Service
  • Signature Guarantees
  • Banking by Mail
  • Direct Deposit
  • Pre-Paid Gift Cards
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