Iowa State Bank  

Personal Savings

Passbook Savings

  • $100.00 minimum opening deposit
  • $200.00 daily minimum balance required, $3.00 monthly service charge if below minimum balance
  • Limited to 6 debits per month, $1.00 service charge for each debit over six
  • Earns competitive interest rates, paid to the account April 30th and October 31st
  • Does not allow access with an ATM or Debit Card.  Allows access to automatic transfers, direct deposits,  Overdraft Protection, Service Saver, PhoneHome or Online transfers, Bill Pay payments or ACH transactions.
  • Passbook provided for easy record keeping

ATS Savings

  • $100.00 minimum opening deposit
  • $200.00 daily minimum balance required, $3.00 monthly service charge if below minimum balance
  • Limited to 6 debits per month, $1.00 service charge for each debit over six
  • Earns competitive interest rates, paid to the account April 30th and October 31st
  • Allows access to an ATM or Debit Card as a companion to your checking account. Permits access to automatic transfers, direct deposits, Overdraft Protection, Service Saver, PhoneHome or Online transfers, Bill Pay payments or ACH transactions.

Invest@Home Money Market Savings

  • $1,500.00 minimum opening deposit
  • $1,500.00 daily minimum balance required, $10.00 service charge if below minimum balance
  • Limited to 6 debits per month, $10.00 service charge if over
  • Variable interest rates move with market conditions
  • Interest is compounded and paid to the account monthly
  • Monthly statement provided
  • Does not allow access with an ATM or Debit Card.  Prohibits access to automatic transfers, Overdraft Protection, Service Saver, PhoneHome or Online transfers, Bill Pay payments or ACH transactions.

Minor Passbook Savings

  • Limited to those under age 18
  • Open this account with just $10.00
  • $10.00 daily minimum balance required, $3.00 monthly service charge if below minimum balance
  • Limited to 6 debits per month, $1.00 service charge for each debit over six
  • Earns competitive interest rates, paid to the account April 30th and October 31st

Holiday Savings

  • Open this account with just $10.00
  • No minimum balance required
  • On November 10th, the bank will deposit the balance in your checking account.
  • There's a $3.00 fee if you would rather have us mail you a check.  
  • $5.00 service charge for a withdrawal prior to the cutoff date
  • Account automatically renews to start saving for next year
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