Personal Checking

Basic Checking

No minimum balance required

30 free debits per statement cycle

Debits that count	Debits that don't count
Checks	ACH transactions
ATM cash withdrawals	PhoneHome transfers
ATM transfer to another account	Online transfers
Debit Card purchases	Bill Pay payments

$5.00 service charge if you have more than 30 debits posted to the account per statement cycle

Traditional Checking

$300.00 daily minimum balance required
$7.00 monthly service charge if you go below the minimum balance requirement
No limit to the number of debits posted to the account
Plus, your first order of 25 checks is free

Value 55 Checking

Limited to those age 55 and over
No minimum balance required
No service charges
Free personalized, standard checks

Classic Advantage Checking

$500.00 daily minimum balance required
$7.00 monthly service charge if you go below the minimum balance requirement
Earns competitive interest rates
First order of 25 checks is free

Premier Checking

$1,500.00 daily minimum balance required
$10.00 monthly service charge if you go below the minimum balance requirement
Tiered interest rates to give you more earnings at higher levels
FREE:
- Personalized, standard checks
- SHAZAMChek Visa Debit Card
- Check Imaging
- Money Orders
- Cashier's Checks
- $5.00 annual discount on a safe deposit box

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyer Trust Accounts ("IOLTA's"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, click on the FDIC logo at the bottom of the webpage.