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At Iowa State Bank, we offer a variety of convenient accounts to match your
lifestyle. Our financial services are designed with you in mind. We keep it
simple without any hidden service charges. As a locally owned bank for over
sixty years, we offer an experienced staff and more responsive, personal
service. Visit any of our five bank locations to set
up your account today.
Protect yourself against identity theft.
Click here to
learn more.
Iowa State Bank account holders receive a discount of .75% on personal,
installment loans
when your loan payment is automatically deducted from your Iowa State Bank
account.
Checkbook Calculator
CHECKING
| Basic Checking |
- Open this account with as little as $100.
- No minimum balance required.
- First 30 debits posted to the account per month are free. A $5.00 service
charge is assessed if more than 30 debits (checks, ATM/Debit card purchases
and withdrawals) are posted to the account per month. PhoneHome, Online
Banking and ACH withdrawals are not included in the 30 debits.
- Check Imaging is available for a $2.00 monthly service
charge
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Click here to find out about Iowa State Bank’s SHAZAMChek Debit
Card.
| Traditional Checking |
- Open this account with as little as $100.
- $300 minimum daily balance avoids monthly service charge, $7.00 monthly
service fee is assessed if you drop below the balance requirement.
- Check Imaging is available for a $2.00 monthly service
charge
- Unlimited check writing and ATM/Debit Card use.
- Plus, your first order of 25 checks is FREE!
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Click here to learn how to avoid a minimum balance service
charge.
| Value55 Checking |
- You must be age 55 or over to open this account.
- Open this account with as little as $100.
- No minimum balance required.
- Unlimited check writing and ATM/Debit Card use.
- Check Imaging is available for a $2.00 monthly service
charge
- FREE personalized, standard checks or receive a $5.00 credit towards
another style.
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Leaving town? Store your valuables and important documents in a
safe deposit
box while you’re gone.
| Classic Advantage Checking |
- Open this account with just $500.
- $500 minimum daily balance avoids monthly service charge, $7.00 monthly
service fee is assessed if you drop below the balance requirement.
- Check Imaging is available for a $2.00 monthly service
charge
- Earn competitive interest rates on balances above $500. Rates are tiered so you earn
higher interest on higher balances.
- Interest is compounded and paid to the account monthly. No interest will
be earned on the day(s) the account is below $500.
- Unlimited check writing and ATM/Debit Card use.
- Plus, your first order of 25 checks is FREE!
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| Premier Checking |
- Open this account with $1,500.
- $1,500 minimum daily balance avoids monthly service charge, $10.00 monthly
service fee is assessed if you drop below the balance requirement.
- Earn competitive interest rates on balances above $1,500. Rates are tiered so you earn
higher interest on higher balances.
- Interest is compounded and paid to the account monthly. No interest will
be earned on the day(s) the account is below $1,500.
- Unlimited check writing and ATM/Debit Card use.
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| Offered at no cost for Premier account
holders: |
Personalized standard checks or receive a $5.00 credit toward another style.
ATM card or SHAZAMChek Debit Card (1 per account owner).
Free Check Imaging
$5.00 annual credit on safe deposit box.
Single-signature Traveler’s Checks.
Money Orders & Cashier’s Checks.
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