Savings

A savings account can offer security for the unexpected expenses life can bring. Iowa State Bank has different types of accounts for different saving goals. Whether you are saving for a special purchase, holiday expenses or simply to build wealth for the future we have the savings account to fit your needs.

         Passbook          

                ATS              

    Minor Passbook           Holiday          Invest @Home Money Market

Amount

to Open

$100 $100 $10 $10 $1,000

Minimum

Balance

$100 Daily $100 Daily $10 Daily None $1,000 Daily

Monthly

Service Charge

  • $3.00 service charge if below  balance requirement

  • 6 free debits per month, $1.00  service charge for each debit over withdrawal limit
  • $3.00 service charge if below balance requirement

  • 6 free debits per month, $1.00 service charge for each debit over withdrawal limit
  • $3.00 service charge if below  balance requirement

  • 6 free debits per month, $1.00 service charge for each debit over withdrawal limit
  • $5.00 service charge for each withdrawal prior to maturity

  • $3.00 annual fee to have a check mailed or no charge for auto deposit
  • $10.00 service charge if below  balance requirement

  • More than 6 debits subject to $10.00 service charge per debit over 6
Interest Compounded and paid to account April 30th and October 31st Compounded and paid to account April 30th and October 31st Compounded and paid to account April 30th and October 31st

Compounded at end of term to account

No interest earned if the account is closed before cutoff date

Variable interest rates move with market conditions

Compounded and paid to account monthly

Other

Passbook provided for easy record keeping

Prohibits automatic/electronic transactions

Permits automatic/electronic transactions

Must be under 18 years of age

No withdrawals allowed, check issued  on November 10th

Account automatically renews

Limited to 6 withdrawals per month

Monthly statement provided