Checking

Iowa State Bank works hard so you can manage your account the way you are used to banking. You might prefer a traditional method of writing checks and receiving a paper statement or maybe you are looking for the convenience of debit card and online banking access. At Iowa State Bank, we have accounts tailored to meet all of your needs and more importantly, make it easier for you to handle your finances.

             Basic               eA$Y Access           Traditional              Value 55                 Premier           

Amount

To Open

$100 $100 $100 $100 $1500

Minimum

Balance

None None $300 Daily None $1500 Daily

Monthly

Service Charge

$5.00 service charge if more than 30 debits are posted to the account per statement cycle

None

$7.00 service charge if below balance requirement

None

$10.00 service charge if below balance requirement

Interest None None None None Interest compounds and is paid to the account monthly

Benefits at

No Cost

  • First 30 debits posted to the account per statement cycle are free

  • Unlimited ACH transactions, PhoneHome* and online transfers and bill pay payments

  • Unlimited check writing and debit card usage
  • Debit Card Annual Fee*

  • First order of 25 checks free
  • Unlimited check writing and debit card usage

  • Personalized standard checks
  • Unlimited check writing and debit card usage
  • Must be age 55 or over

  • Personalized Standard Checks, Debit Card annual fee, Money Orders and Cashier's Checks
  • $5.00 credit on safe deposit box
  • Unlimited check writing and debit card usage
Other Check Imaging available $2.00 Fee *Must be signed up for and using Internet Banking and e-statements otherwise account will be switched to the Basic Checking and you will be charged for each Debit Card attached to account Check Imaging available $2.00 Fee Check Imaging available $2.00 Fee Check Imaging available at no cost

*Take advantage of our free 24 hour automated phone service to obtain up-to-the-minute account information. Call 515-224-8090 or outside the local area call 1-800-400-5416