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Personal & Auto  |  Home Equity
 

Payment Protection

Insure your loan for peace of mind and family protection.

In the event you should die or become disabled, the financial commitment you made on your loan still remains. Credit Insurance gives you peace of mind by relieving you and your family of the burden of unpaid debt. Give yourself a sense of security knowing you’re protecting your most important asset – your ability to earn income.
  • No medical exam is required.
  • Not restricted to non-smokers or by occupation.
  • All qualified ages (18 – 70) receive the same rate.
  • Offers immediate protection. Once approved, coverage is effective as soon as your loan is signed.
  • It’s easy and convenient because your premium is included in your monthly payment.
  • Benefits are not taxable.
  • If you pay off your loan early, you will receive a refund of your unused premium.
Disability Coverage
When you are totally disabled due to a covered illness or injury, your credit disability insurance will make your monthly payments for you. Benefits continue until your doctor releases you from total disability or you return to work.

Life Coverage
Credit life insurance will pay off your loan in the event of the death of the insured.

Credit Insurance from Central State Health & Life Company of Omaha (CSO) is an affordable step you can take toward protecting yourself and your family from unnecessary financial burdens.

For more information, click here  to visit the CSO web site.

Credit Insurance products are:
  • NOT FDIC Insured.
  • NOT a deposit to or obligation of Iowa State Bank.
  • NOT insured by any federal government agency.
  • NOT guaranteed by Iowa State Bank or any of its affiliates.

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