From cars to home improvements, we offer loans with competitive rates and personal service. Decisions are made locally, so you’ll receive a quick response to your request. You’ll find our advice is sound and professional - we’ll work with you to help you make the right financial decisions.

To get your loan process started, print out and complete a loan application and mail it or drop it off at any of our five bank locations. With your application, you’ll also need to turn in your two most recent pay stubs and two years tax returns and W-2s.

Receive a .75% discount on your rate when you have your payment automatically deducted from your Iowa State Bank Checking or Savings account.

Loan Payment Calculator

Amortization Schedule Calculator

Find out current rates.

Personal Financial Management – Tips on how to protect your credit and manage your debt.

Protect your loan with Credit Insurance.

Contact Us
If you have questions regarding your consumer loan needs, contact one of our experienced lenders at:

Our Community Market Area
As defined in the Community Reinvestment Act, our local community consists of the cities of Des Moines, West Des Moines, Windsor Heights, Urbandale, Clive, Johnston, Saylorville, Ankeny, Berwick, Altoona, Pleasant Hill, Avon Lake, Carlisle, Norwalk, Lakewood, Indianola, Cumming, Adel, Grimes and Waukee in Polk, Warren and Dallas counties in the State of Iowa. It is our desire to serve the residents in these communities.