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CONVENIENCE BANKING
SHAZAMChek Debit Card
Iowa State Bank's SHAZAMChek Visa Debit Card looks like a credit
card, acts like a check and spends like cash.
Enjoy universal freedom with a SHAZAMChek Visa Debit Card.
This card
offers:
* A fast, convenient, and safe way to make purchases that are
automatically deducted from your checking account.
* Use your card at any loacation that accepts Visa Debit Cards.
* Access to a worldwide network of Automatic Teller Machines (ATMs) where
you can withdraw cash, inquire about a balance, transfer funds or make deposits.
* Surcharge-free cash withdrawals through the Privileged Status network.
* More protection against fraud than using a check.
* A convenient listing of purchases on your monthly bank statement.
Enjoy your SHAZAMChek Debit Card for a low, $10 annual fee. No annual fee for
Premier Checking account owners.
Iowa State Bank’s SHAZAMChek Debit Card is subject to qualification
Click here to find out how to avoid costly ATM surcharges.
Safety Tips
to protect yourself and your card.
To report your card lost or stolen during non business hours, please contact
SHAZAM at 1-800-383-8000.
American Express Travelers Cheque Card
The safety of travelers cheques. The convenience of a card.
It's a prepaid travelers cheque card you can use everywhere that accepts American Express Travelers Cheques. It's not linked to your bank account. It's reloadable by contacting American Express. Plus, enjoy the safety of knowing if your card is lost or stolen, your money is refunded within 24 hours.
Click Here to learn more or to place your order.
Card issued through American Express.
Nationwide ATM
Locator
PhoneHome
BANK FROM ANYWHERE 24-HOURS A DAY
224-8090
or outside the local area call:
1-800-400-5416
Iowa State Bank’s PhoneHome automated service lets you access your account
information morning, noon or night. Whether you’re balancing your checkbook late
at night or transferring money while on vacation, PhoneHome makes banking easy.
The simple, step-by-step instructions literally “walk you through” your
transactions from any touch tone phone. Iowa State Bank’s PhoneHome service
gives you a direct LOCAL line to access your accounts anytime, anywhere.
Toll Free
During regular business hours, you may contact us toll free at:
1-888-824-0111
Overdraft Protection
Protect yourself from the expense and embarrassment of overdrafts. Once your
checking account drops below zero, we will transfer funds in $100.00 increments
from your savings account to your checking account to pay checks presented on
the account. This way, you avoid all insufficient fund fees. Iowa State Bank
will notify you if a transfer has been made. Transfers will be made only if
sufficient funds are available. A $2.00 service charge will be charged to the
checking account only if a transfer is made.
Service Saver
To avoid a service charge or loss of interest on a minimum balance account,
we can make an automatic transfer in $100.00 increments from your savings
account to your checking account to maintain the required minimum balance. This
way, you avoid service charges to your checking account. Iowa State Bank will
notify you if a transfer has been made. Transfers will be made only if
sufficient funds are available. A $2.00 service charge will be charged to the
checking account only if a transfer is made.
Automatic Transfers
Are you saving money for a vacation, wedding, car, or just a rainy day? To
make saving easier, Iowa State Bank can make automatic transfers for you from
one account to another. You determine the amount and how often you would like
the transfer made. Transfers will be made only if sufficient funds are
available. There is no charge to add this feature to your account(s).
Night Drop
Convenient 24-hour night deposit is available at the Capital, East, South,
West, and Hickman office locations. If you can’t make it to the bank during regular
business hours, you can have security knowing your deposits will be made first
thing the following morning.
Check & Reserve Line of Credit
You can have immediate access to extra cash and prevent overdrafts by
establishing a personal line of credit attached to your Iowa State Bank checking
account. Visit any of our branch locations to apply.
Iowa State Bank Credit Card
Get all the advantages and value of a VISA® Credit Card.
Issued through First Bankcard, a division of First National Bank
of Omaha. Subject to qualification.
| We also offer: |
Purchase/Redemption of Savings Bonds
Cash Advances on Credit Cards
Traveler’s Checks
Cashier’s Checks
Money Orders
FAX Service
Wire Transfers
Telephone Transfers
Stop Payments
Notary Service
Signature Guarantees
Bank by Mail
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